Universal Life Insurance Offers Personalized Protection
Universal Life insurance provides permanent coverage that adjusts to meet your individual needs and goals. This lifetime protection can help you face the future with confidence.
Woodmen of the World offers two types of Universal Life:
- Accumulation Universal Life Insurance provides permanent life insurance and is designed to help you build tax-deferred cash value
- No Lapse Guarantee Universal Life Insurance provides affordable permanent life insurance and may be guaranteed up to age 121 as long as certificate conditions are met.
1. Forms ICC10 8205 3-10; 8205 3-10 (XX); O-8205 3-10 (XX); ICC11 8307 5-11; 8307 5-11 (XX); O-8307 5-11 (XX); Not all products are available in all states.
2. Any of the following actions could impact the length of time the certificate is in force: changes made to the amount, frequency or timing of premium payment; changes made to the face amount or rating class; loans or partial surrenders are taken; the cost of insurance or certificate charges increase; the interest rate decreases; reinstatement of the certificate; or addition or modification of any rider.



