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Glossary of Terms

Please read the licensing information below then click Accept.

            The LOMA Glossary appears on this Web Site by special permission of Life Office Management Association, Inc. (“LOMA”). However, LOMA makes no representation or endorsement, express or implied, regarding this Web Site, its owner or its products or services. LOMA is a Georgia, USA non-profit trade association and is not related to the owner of this Web Site in any way and use of this Glossary does not indicate a sponsorship, endorsement or affiliation with or by LOMA. By choosing to accept these terms, you hereby agree not to use or rely on the definitions contained in LOMA’s Glossary in interpreting any particular policy or contract or groups of policies or contracts, whether issued by the owner of this Web Site or anyone else or in connection with the interpretation of a legal or insurance issue. These definitions are for general informational and educational purposes only. You should consult a qualified professional for interpretation of terms in a specific contract. LOMA does not interpret insurance policies in whole or in part and LOMA is not legally responsible for any interpretation of policy or contract terms used by any insurer, the owner of this Web Site or any other person.
        
            Furthermore, the Glossary is a compilation of definitions from various LOMA texts; however, it is not an assigned text for any LOMA course. Sometimes a definition in the Glossary will differ somewhat from the definition in a text because of the nuances of the subject matter in the text. A student taking an exam always should rely on the definition in the assigned text rather than the one in the Glossary.
                    
            LOMA’s Glossary of Insurance and Financial Services Terms. Copyright © 2002 LOMA (Life Office Management Association, Inc.). Used with permission from LOMA. All rights reserved. Copying or downloading this information without permission from LOMA is a violation of U.S. federal law and international law. For information on purchasing a copy of the Glossary or for additional information on LOMA and its educational programs, visit LOMA’s website at www.loma.org.

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Notice of Privacy Practices for Long Term Care & hospital indemnity certificates or any other health plans that Woodmen may issue or renew.

Life and health insurance and annuity products are issued by Woodmen of the World Life Insurance Society and/or Woodmen

Omaha Woodmen Life Insurance Society, a Nebraska corporation that is licensed as Woodmen of the World Life Insurance Society (Woodmen of the World) in all states and the District of Columbia, except CA, CO, ID, MT, NV, OR, UT, WA and WY. In those states, Woodmen of the World is licensed as Omaha Woodmen Life Insurance Society (Woodmen). For consumers in those states, Woodmen of the World means Woodmen. Not all products are available in all states. Not all representatives are licensed to sell all products.

Securities are offered and processed through Woodmen Financial Services, Inc., 1700 Farnam Street, Omaha, NE 68102, 877-664-3332, member FINRA/SIPC and MSRB, a wholly owned subsidiary of Woodmen of the World Life Insurance Society and/or Omaha Woodmen Life Insurance Society. Securities other than Woodmen Variable Annuity are issued by companies that are not affiliated with Woodmen of the World Life Insurance Society and/or Omaha Woodmen Life Insurance Society.

Products are offered and processed through Woodmen Insurance Agency, Inc., a wholly owned subsidiary of Woodmen of the World Life Insurance Society and/or Omaha Woodmen Life Insurance Society. These products are issued by carriers that are not affiliated with Woodmen of the World Life Insurance Society and /or Omaha Woodmen Life Insurance Society.

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